Stamp duty in Punjab (2026)

Current stamp duty and registration charges in Punjab, with a calculator. On a ₹60 lakh home, the total comes to about ₹4,80,000 at the standard rate.

State

Buyer / area5% stamp duty, 1% social infrastructure cess and 1% Punjab Infrastructure Development Board fee.

Property value (₹)

₹60.00 L

Use the agreement value or the circle rate / guideline value, whichever is higher.

Stamp duty + registration in Punjab₹4,80,000

Stamp duty: ₹4,20,000
Registration fee: ₹60,000
Effective rate: 8.00%

1% of value, capped at ₹2 lakh.

Indicative. Confirm the final amount with the sub-registrar or the state's e-stamp portal before paying.

Stamp duty rates in Punjab

Buyer / area	Stamp duty	Notes
Men	7%	5% stamp duty, 1% social infrastructure cess and 1% Punjab Infrastructure Development Board fee.
Women	5%	–
Joint (man + woman)	6%	–

Registration fee: 1% of value, capped at ₹2 lakh.

Charged on: Higher of the agreement value or the collector rate notified by the district Deputy Commissioner.

Latest change: No change to stamp duty or registration fee rates found for 2024 to 2026.

Sources: Department of Revenue, Punjab: e-Registration (IGR Punjab) · SHCIL e-stamping (Punjab)

Stamp duty in other states

Stamp duty in Uttar Pradesh Stamp duty in Haryana Stamp duty in Delhi Stamp duty in Maharashtra Stamp duty in Karnataka Stamp duty in Telangana Stamp duty in Tamil Nadu Stamp duty in West Bengal Stamp duty in Kerala Stamp duty in Gujarat Stamp duty in Rajasthan Stamp duty in Uttarakhand Stamp duty in Madhya Pradesh Stamp duty in Andhra Pradesh

How stamp duty works in Punjab

Punjab bundles three levies into what buyers call stamp duty. For a man buying alone the total is 7%: basic stamp duty of 5%, a 1% social infrastructure cess and a 1% fee for the Punjab Infrastructure Development Board. Women pay 5% and a man and woman registering jointly pay 6%. The registration fee is 1% of value, capped at ₹2 lakh. Duty is charged on the higher of the deal value or the collector rate notified by the Deputy Commissioner.

Collector rates are revised district by district, and Mohali's have risen repeatedly as the city has grown. Buyers comparing a flat in Mohali with one across the border in Chandigarh or Panchkula should note that each follows its own rates and rules.

On a ₹60 lakh flat in Mohali, a man pays ₹4,20,000 in stamp duty and a woman ₹3,00,000. A couple on a joint deed pays ₹3,60,000. The registration fee is ₹60,000 in each case. So the total ranges from ₹3,60,000 for a woman buyer to ₹4,80,000 for a man. The ₹2 lakh cap on the registration fee only matters on large deals, since it starts to bite at ₹2 crore, so most flat buyers pay the full 1%. Collector rates for Mohali, Kharar and Zirakpur are set separately for plots, flats and commercial units, so check the right category.

Stamp duty is paid through e-stamp certificates issued via SHCIL or authorised banks, and the deed is registered at the sub-registrar office after an online appointment on the state's e-registration portal. A practical tip: Punjab's sub-registrar offices check that a plot or flat has the required NOC or approval status for its colony before registering. Ask the seller or developer for the approval documents early, because an unauthorised colony can hold up registration even after you have paid stamp duty.