Stamp duty in Maharashtra (2026)
Current stamp duty and registration charges in Maharashtra, with a calculator. On a ₹60 lakh home, the total comes to about ₹3,90,000 at the standard rate.
- Stamp duty
- ₹3,60,000
- Registration fee
- ₹30,000
- Effective rate
- 6.50%
1% of the market value, capped at ₹30,000, so any property above ₹30 lakh pays ₹30,000.
Indicative. Confirm the final amount with the sub-registrar or the state's e-stamp portal before paying.
Stamp duty rates in Maharashtra
| Buyer / area | Stamp duty | Notes |
|---|---|---|
| Men, Mumbai (BMC limits) | 6% | 5% stamp duty plus 1% metro cess. |
| Women, Mumbai (BMC limits) | 5% | Sole woman buyer of residential property: 1% concession. |
| Men, Pune, Thane, Navi Mumbai, Pimpri-Chinchwad, Nagpur | 7% | 5% stamp duty plus 1% local body surcharge plus 1% metro cess. |
| Women, Pune, Thane, Navi Mumbai, Pimpri-Chinchwad, Nagpur | 6% | – |
| Men, other municipal corporations | 6% | 5% plus 1% local body surcharge, no metro cess (for example Nashik, Chhatrapati Sambhajinagar, Kolhapur, Solapur). |
| Women, other municipal corporations | 5% | – |
| Men, municipal councils | 5% | Medium confidence; confirm with the sub-registrar. |
| Men, gram panchayat areas | 4% | Medium confidence; confirm with the sub-registrar. |
Registration fee: 1% of the market value, capped at ₹30,000, so any property above ₹30 lakh pays ₹30,000.
Charged on: Higher of the agreement value or the market value in the Annual Statement of Rates (ready reckoner) published by IGR Maharashtra.
Latest change: No change to conveyance stamp duty rates found for 2024 to 2026. The women's 1% concession dates from April 2021.
Sources: Department of Registration and Stamps, Maharashtra (IGR) · IGR Maharashtra: Fee structure · GRAS, Government Receipt Accounting System (online payment)
Stamp duty in other states
How stamp duty works in Maharashtra
Maharashtra's stamp duty depends on the municipal body the flat falls under. The base rate is 5%. Mumbai adds a 1% metro cess, taking the total to 6%. Pune, Pimpri-Chinchwad, Thane, Navi Mumbai and Nagpur add both the metro cess and a 1% local body surcharge, for 7%. Other municipal corporations such as Nashik or Kolhapur charge 6%. Everything is worked out on the higher of the agreement value or the ready reckoner rate, which IGR Maharashtra publishes each financial year.
Women buying residential property on their own get a 1 point concession, so 5% in Mumbai and 6% in Pune. If a man is a co-buyer, the full rate applies. The registration fee is 1% of value but capped at ₹30,000, which means almost every city flat pays exactly ₹30,000.
On a ₹60 lakh flat in Mumbai, a man pays ₹3,60,000 in stamp duty and a woman ₹3,00,000. In Pune or Thane the same flat costs a man ₹4,20,000 and a woman ₹3,60,000 in duty. Add ₹30,000 as registration fee in each case. A couple registering jointly in Mumbai pays the male rate, ₹3,60,000 plus ₹30,000. Builders also collect a document handling charge, usually a few thousand rupees, at the sub-registrar office. Banks treat stamp duty and registration as the buyer's own contribution, so on a ₹60 lakh Mumbai flat about ₹3.9 lakh has to be ready before the agreement is registered.
Duty is paid online through GRAS, the state treasury's payment system, or through a franking or e-SBTR at an authorised bank. The receipt must match the deed being registered. A practical tip for buyers of under-construction flats: stamp duty is paid at the time of registering the agreement for sale, not at possession, and the ready reckoner rate for that year applies. If the ready reckoner is likely to be revised on 1 April, registering the agreement in March can lock in the lower value.
Frequently asked questions
What is the stamp duty in Mumbai?
6% for men (5% plus 1% metro cess) and 5% for a woman buying alone. The registration fee is 1%, capped at ₹30,000.
Why is stamp duty 7% in Pune?
Pune adds a 1% local body surcharge and a 1% metro cess to the 5% base duty.
Does a joint purchase with my wife get the women's concession in Maharashtra?
No. The 1% concession applies only when the residential property is bought by a woman or women alone.
When is stamp duty paid on an under-construction flat?
When the agreement for sale is registered, usually soon after booking, on the ready reckoner value of that year.
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