Contact us

Home loans made simple

Work out your EMI, see what you can borrow and compare rates from leading lenders — then let our team handle the paperwork.

EMI calculator

Move the sliders to see how the loan amount, rate and tenure change your monthly payment.

₹40.00 L
₹1 L₹10 Cr
8.50%
5%18%
20 years
1 year30 years
Your monthly EMI
₹34,713
for 240 months
Principal Interest
₹43.31 LTotal interest
₹83.31 LTotal payable

Indicative only. Your actual EMI depends on the rate, processing fees and insurance your lender applies.

Interest rates from leading lenders

Indicative starting rates for salaried applicants — your offer depends on your profile.

State Bank of India
8.50%
Salaried, from
HDFC Bank
8.60%
Salaried, from
ICICI Bank
8.75%
Salaried, from
Axis Bank
8.75%
Salaried, from
Bank of Baroda
8.40%
Salaried, from
LIC Housing Finance
8.50%
Salaried, from
Kotak Mahindra Bank
8.70%
Salaried, from
PNB Housing
8.75%
Salaried, from

Rates shown are indicative reference figures and change frequently. Confirm the current rate with the lender before applying.

How the process works

From first enquiry to disbursal, in four steps

1
Check eligibility

Your income, age, existing EMIs and credit score decide how much you can borrow.

2
Pick a lender

Compare the interest rate, processing fee and prepayment terms, not just the headline rate.

3
Submit documents

ID and address proof, income proof, bank statements and the property papers.

4
Sanction & disbursal

The lender values the property, issues a sanction letter, then releases the funds.

Want help getting your loan approved?

Share your details and our loan desk will check your eligibility, tell you which lenders suit your profile, and help you get the paperwork right the first time.

✓
No cost to you

Our loan assistance is free for IndiProp buyers.

⚡
Faster approvals

We know what each lender asks for, so files go through cleanly.

Talk to our loan desk

Tell us your budget and we'll take it from there.

By submitting you agree to be contacted about this enquiry.

Frequently asked questions

How much home loan can I get?
Lenders usually fund up to 80% of the property value, and keep your total EMIs under about 50% of your net monthly income. A ₹1 lakh monthly income typically supports an EMI near ₹50,000, which is roughly a ₹60 lakh loan over 20 years.
What interest rate will I be offered?
Most floating-rate home loans are linked to the RBI repo rate plus a spread that depends on your credit score, income profile and loan size. A score above 750 generally gets the best advertised rate.
Should I choose a longer or shorter tenure?
A longer tenure lowers the monthly EMI but raises the total interest considerably. Use the calculator above to compare — the same loan over 30 years instead of 20 can cost far more in total interest.
What extra costs should I budget for?
Beyond the down payment, plan for stamp duty and registration (roughly 5–8% of the property value depending on the state), a processing fee of about 0.25–1% of the loan, plus legal and valuation charges.
Can I prepay my home loan?
Yes. On floating-rate loans to individuals, lenders cannot charge a prepayment penalty. Paying even a small amount extra each year shortens the tenure noticeably.